Suggested match

Probable match awaiting approval (open), ₹1,69,276.55. Rule stage2.fuzzy_suggest; 2 record(s).

₹1,69,276.55Structuralopen1 Oct 2026bank_line bnk_000081

Explanation

Generated from the read-only evidence below. It never changes a match or a record.

LLM · openai/gpt-oss-120b

The narration’s UTR is similar but not identical to the settlement UTR, causing a fuzzy match.

The engine flagged a suggested match based on an edit distance of 2 between the narration token VDFCN26274096725 and the settlement UTR HDFCN26274086725. The amount (₹1,69,276.55) and transaction date (2026-10-01) are identical, giving a high confidence of 0.875. This suggests the discrepancy is likely a typographical error in the UTR.

Recommended action

Verify the UTR typo with the source documents and, if confirmed, approve the suggested match; otherwise reject it.

Requires human reviewConfidence 88%· Cites 3 evidence ids, all verified to be in the bundle

Evidence records

Read-only source records involved in this exception.

Bank statement linebnk_000081

txn date: 2026-10-01
narration: NEFT CR-VDFCN26274096725-GATEWAY SETTLEMENTS PVT LTD-SETTL MIDG3NF3BFV2PY
credit: ₹1,69,276.55
debit: ₹0.00
balance: ₹80,28,190.65

Settlementsetl_jh738atWYFRxGJ

utr: HDFCN26274086725
amount: ₹1,69,276.55
settled at: 2026-10-01
created at: 2026-10-01T09:00:00+05:30
item count: 16
fee total: ₹3,467.36
gst total: ₹624.15

Rule trace

The deterministic rule that fired and what it saw.

{
  "rule": "stage2.fuzzy_suggest",
  "reason": "edit_distance_2",
  "best": {
    "settlement_id": "setl_jh738atWYFRxGJ",
    "utr": "HDFCN26274086725",
    "token": "VDFCN26274096725",
    "token_source": "narration",
    "distance": 2,
    "truncated": false,
    "confidence": 0.875,
    "amount_equal": true
  },
  "runner_up": null,
  "margin": 0.875,
  "suggested": {
    "settlement_id": "setl_jh738atWYFRxGJ",
    "utr": "HDFCN26274086725",
    "token": "VDFCN26274096725",
    "token_source": "narration",
    "distance": 2,
    "truncated": false,
    "confidence": 0.875,
    "amount_equal": true
  },
  "candidates": [
    {
      "settlement_id": "setl_jh738atWYFRxGJ",
      "utr": "HDFCN26274086725",
      "token": "VDFCN26274096725",
      "token_source": "narration",
      "distance": 2,
      "truncated": false,
      "confidence": 0.875,
      "amount_equal": true
    }
  ]
}

Audit history

Append-only. Actor: system, llm or human.

llminvestigation2026-11-03 10:24:39 UTC
source=llm · model=openai/gpt-oss-120b · review_policy_applied=false
systemjournal draft2026-11-03 10:24:59 UTC
applicable=false · reason=SUGGESTED_MATCH needs a matching decision, not a journal entry