Unidentified credit

Bank credit with no matching settlement (open), ₹88,303.07. Rule stage2.unidentified_credit; 1 record(s).

₹88,303.07Amount at riskopen14 Oct 2026bank_line bnk_000164

Explanation

Generated from the read-only evidence below. It never changes a match or a record.

LLM · openai/gpt-oss-120b

No settlement or combination of settlements explains this credit

The bank credit of ₹88,303.07 on 2026-10-14 cannot be matched to any existing settlement records, nor does any subset of unmatched settlements sum to this amount. The transaction lacks an exact or fuzzy UTR match, and the batch analysis found no candidate settlements. This indicates an unidentified inbound credit that the system cannot reconcile automatically.

Recommended action

Contact the bank to verify the sender and obtain supporting documentation for the credit

Requires human reviewConfidence 96%· Cites 2 evidence ids, all verified to be in the bundle

Evidence records

Read-only source records involved in this exception.

Bank statement linebnk_000164

txn date: 2026-10-14
narration: NEFT CR-AXISN26287341149-GATEWAY SETTLEMENTS PVT LTD-SETTL MIDG3NF3BFV2PY
credit: ₹88,303.07
debit: ₹0.00
balance: ₹1,36,63,145.35

Rule trace

The deterministic rule that fired and what it saw.

{
  "rule": "stage2.unidentified_credit",
  "exact_utr": false,
  "fuzzy_candidates": false,
  "batch": {
    "status": "none",
    "pool_size": 5,
    "method": "mitm"
  }
}

Audit history

Append-only. Actor: system, llm or human.

llminvestigation2026-11-03 10:27:31 UTC
source=llm · model=openai/gpt-oss-120b · review_policy_applied=false
systemjournal draft2026-11-03 10:27:51 UTC
applicable=false · reason=UNIDENTIFIED_BANK_CREDIT needs a matching decision, not a journal entry