Missing bank credit

Settlement never reached the bank (open), ₹64,850.08. Rule stage2.settlement_credited_to_bank; 1 record(s).

₹64,850.08Amount at riskopen28 Oct 2026settlement setl_I2Iyyzz1UpQavv

Explanation

Generated from the read-only evidence below. It never changes a match or a record.

LLM · openai/gpt-oss-120b

The settlement was paid out but the corresponding bank credit entry is missing.

Settlement setl_I2Iyyzz1UpQavv (UTR AXISN26301719761) of ₹64,850.08 was recorded as settled on 2026-10-28. The reconciliation engine could not locate a matching bank credit for this amount, leaving the transaction unmatched. This creates an amount-at-risk exposure. No other records link a bank credit to this settlement.

Recommended action

Trace the UTR with the bank; if credited under another reference, link it manually.

Requires human reviewConfidence 96%· Cites 2 evidence ids, all verified to be in the bundle

Evidence records

Read-only source records involved in this exception.

Settlementsetl_I2Iyyzz1UpQavv

utr: AXISN26301719761
amount: ₹64,850.08
settled at: 2026-10-28
created at: 2026-10-28T09:05:00+05:30
item count: 16
fee total: ₹1,158.82
gst total: ₹208.60

Rule trace

The deterministic rule that fired and what it saw.

{
  "rule": "stage2.settlement_credited_to_bank",
  "utr": "AXISN26301719761",
  "settled_at": "2026-10-28",
  "as_of": "2026-10-31"
}

Audit history

Append-only. Actor: system, llm or human.

llminvestigation2026-11-03 10:29:40 UTC
source=llm · model=openai/gpt-oss-120b · review_policy_applied=false
systemjournal draft2026-11-03 10:30:00 UTC
applicable=false · reason=MISSING_BANK_CREDIT needs a matching decision, not a journal entry