Missing bank credit

Settlement never reached the bank (open), ₹1,09,549.64. Rule stage2.settlement_credited_to_bank; 1 record(s).

₹1,09,549.64Amount at riskopen5 Oct 2026settlement setl_tdLA8xbr6j6veL

Explanation

Generated from the read-only evidence below. It never changes a match or a record.

LLM · openai/gpt-oss-120b

The settlement was paid out but the corresponding bank credit entry is missing.

Settlement setl_tdLA8xbr6j6veL (UTR AXISN26278297924) of ₹1,09,549.64 was recorded as settled on 2026-10-05. The reconciliation engine could not locate a matching bank credit for this amount, resulting in an open MISSING_BANK_CREDIT exception. All related payment items are linked to the settlement, confirming the payout was intended.

Recommended action

Contact the bank to trace UTR AXISN26278297924 and manually link the credit if found, or investigate why the credit was not recorded.

Requires human reviewConfidence 98%· Cites 2 evidence ids, all verified to be in the bundle

Evidence records

Read-only source records involved in this exception.

Settlementsetl_tdLA8xbr6j6veL

utr: AXISN26278297924
amount: ₹1,09,549.64
settled at: 2026-10-05
created at: 2026-10-05T09:07:00+05:30
item count: 26
fee total: ₹2,088.99
gst total: ₹376.02

Rule trace

The deterministic rule that fired and what it saw.

{
  "rule": "stage2.settlement_credited_to_bank",
  "utr": "AXISN26278297924",
  "settled_at": "2026-10-05",
  "as_of": "2026-10-31"
}

Audit history

Append-only. Actor: system, llm or human.

llminvestigation2026-11-03 10:26:49 UTC
source=llm · model=openai/gpt-oss-120b · review_policy_applied=false
systemjournal draft2026-11-03 10:27:09 UTC
applicable=false · reason=MISSING_BANK_CREDIT needs a matching decision, not a journal entry