Suggested match

Probable match awaiting approval (open), ₹56,008.51. Rule stage2.fuzzy_suggest; 2 record(s).

₹56,008.51Structuralopen12 Oct 2026bank_line bnk_000140

Explanation

Generated from the read-only evidence below. It never changes a match or a record.

LLM · openai/gpt-oss-120b

The bank narration contains a UTR that is a near‑match (two characters off) to the settlement UTR, likely a typographical error.

The engine identified the transaction amount ₹56,008.51 and date 2026-10-12 as exact matches, but the UTR in the narration (AXISN26252923034) differs by an edit distance of 2 from the settlement UTR (AXISN26285923034). This fuzzy match triggered a suggested match exception with a confidence of 0.875. A human should verify whether the discrepancy is indeed a typo before confirming the match.

Recommended action

Review the UTR discrepancy; if it is confirmed as a typo, approve the suggested match, otherwise reject it.

Requires human reviewConfidence 88%· Cites 3 evidence ids, all verified to be in the bundle

Evidence records

Read-only source records involved in this exception.

Bank statement linebnk_000140

txn date: 2026-10-12
narration: NEFT CR-AXISN26252923034-GATEWAY SETTLEMENTS PVT LTD-SETTL MIDG3NF3BFV2PY
credit: ₹56,008.51
debit: ₹0.00
balance: ₹1,25,02,769.36

Settlementsetl_zFZETndJefHGkq

utr: AXISN26285923034
amount: ₹56,008.51
settled at: 2026-10-12
created at: 2026-10-12T09:13:00+05:30
item count: 17
fee total: ₹1,000.84
gst total: ₹180.13

Rule trace

The deterministic rule that fired and what it saw.

{
  "rule": "stage2.fuzzy_suggest",
  "reason": "edit_distance_2",
  "best": {
    "settlement_id": "setl_zFZETndJefHGkq",
    "utr": "AXISN26285923034",
    "token": "AXISN26252923034",
    "token_source": "narration",
    "distance": 2,
    "truncated": false,
    "confidence": 0.875,
    "amount_equal": true
  },
  "runner_up": null,
  "margin": 0.875,
  "suggested": {
    "settlement_id": "setl_zFZETndJefHGkq",
    "utr": "AXISN26285923034",
    "token": "AXISN26252923034",
    "token_source": "narration",
    "distance": 2,
    "truncated": false,
    "confidence": 0.875,
    "amount_equal": true
  },
  "candidates": [
    {
      "settlement_id": "setl_zFZETndJefHGkq",
      "utr": "AXISN26285923034",
      "token": "AXISN26252923034",
      "token_source": "narration",
      "distance": 2,
      "truncated": false,
      "confidence": 0.875,
      "amount_equal": true
    }
  ]
}

Audit history

Append-only. Actor: system, llm or human.

llminvestigation2026-11-03 10:30:44 UTC
source=llm · model=openai/gpt-oss-120b · review_policy_applied=false
systemjournal draft2026-11-03 10:31:04 UTC
applicable=false · reason=SUGGESTED_MATCH needs a matching decision, not a journal entry