Unidentified credit

Bank credit with no matching settlement (open), ₹4,38,935.33. Rule stage2.unidentified_credit; 1 record(s).

₹4,38,935.33Amount at riskopen28 Oct 2026bank_line bnk_000239

Explanation

Generated from the read-only evidence below. It never changes a match or a record.

LLM · openai/gpt-oss-120b

No settlement or combination of settlements explains this credit

The credit of ₹4,38,935.33 on 2026-10-28 could not be matched to any existing settlement or UTR, and no subset of unmatched settlements adds up to this amount. The engine therefore flagged it as an unidentified bank credit. This indicates a receipt that is not linked to any known transaction in the system.

Recommended action

Reach out to the bank to obtain sender details and supporting documentation for the credit, then manually reconcile or create a new receipt as appropriate.

Requires human reviewConfidence 96%· Cites 2 evidence ids, all verified to be in the bundle

Evidence records

Read-only source records involved in this exception.

Bank statement linebnk_000239

txn date: 2026-10-28
narration: BY TRANSFER-NEFT*ICIC0000104*AXISN26301579071*GATEWAY SETTL
credit: ₹4,38,935.33
debit: ₹0.00
balance: ₹1,88,89,883.05

Rule trace

The deterministic rule that fired and what it saw.

{
  "rule": "stage2.unidentified_credit",
  "exact_utr": false,
  "fuzzy_candidates": false,
  "batch": {
    "status": "none",
    "pool_size": 4,
    "method": "mitm"
  }
}

Audit history

Append-only. Actor: system, llm or human.

llminvestigation2026-11-03 10:23:56 UTC
source=llm · model=openai/gpt-oss-120b · review_policy_applied=false
systemjournal draft2026-11-03 10:24:16 UTC
applicable=false · reason=UNIDENTIFIED_BANK_CREDIT needs a matching decision, not a journal entry