Bank ↔ ledger mismatch · material

Ledger receipt disagrees with the bank (open), ₹4,088.16. Rule stage3.receipt_amount_equals_credit; 2 record(s).

₹4,088.16Amount at riskopen3 Oct 2026bank_line bnk_000088

Explanation

Generated from the read-only evidence below. It never changes a match or a record.

Deterministic template · LLM not used

The ledger receipt and the bank credit disagree

MATERIAL: ₹4,088.16.

Recommended action

Correct the ledger receipt so it equals the bank credit.

Requires human reviewConfidence 60%· Cites 2 evidence ids, all verified to be in the bundle

Draft correcting entry

Receipt for bnk_000088 booked short by the difference

Pending approval · never auto-posted

Account	Debit	Credit
Bank Account	₹4,088.16
Gateway Settlement Clearing		₹4,088.16
Total	₹4,088.16	₹4,088.16

Amounts come from the deterministic engine and always balance. Drafts are stored as pending_approval and are never posted to the ledger.

Evidence records

Read-only source records involved in this exception.

Bank statement linebnk_000088

txn date: 2026-10-03
narration: BY TRANSFER-NEFT*ICIC0000104*AXISN26276840504*GATEWAY SETTL
credit: ₹1,01,596.25
debit: ₹0.00
balance: ₹84,53,691.29

Ledger entryled_000176

entry date: 2026-10-03
voucher type: Receipt
party: Gateway Settlements Pvt Ltd
amount: ₹97,508.09
reference: AXISN26276840504
narration: Being Gateway settlement received vide AXISN26276840504

Rule trace

The deterministic rule that fired and what it saw.

{
  "rule": "stage3.receipt_amount_equals_credit",
  "credit_paise": 10159625,
  "credit_inr": "₹1,01,596.25",
  "receipt_paise": 9750809,
  "receipt_inr": "₹97,508.09",
  "delta_paise": 408816,
  "delta_inr": "₹4,088.16"
}

Audit history

Append-only. Actor: system, llm or human.

systeminvestigation2026-11-03 10:31:04 UTC
source=deterministic_fallback · fallback_reason=no_provider · review_policy_applied=false
systemjournal draft2026-11-03 10:31:04 UTC
exception_id=2448835c-b8db-4897-b6e7-704c7c590b4b · source=deterministic_fallback · fallback_reason=no_provider · total_paise=408816