Suggested match

Probable match awaiting approval (open), ₹65,949.06. Rule stage2.fuzzy_suggest; 2 record(s).

₹65,949.06Structuralopen21 Oct 2026bank_line bnk_000194

Explanation

Generated from the read-only evidence below. It never changes a match or a record.

LLM · openai/gpt-oss-120b

The bank narration contains a truncated UTR that almost matches the settlement UTR, causing a fuzzy match suggestion.

The engine identified that the narration token "AXISN26294239" is a truncated version of the settlement UTR "AXISN26294239504". The amount (₹65,949.06) and transaction date (2026-10-21) are identical, giving the suggestion a confidence of 0.8125. Because the UTR is not an exact match, a human needs to verify whether it is a typographical omission or a different transaction.

Recommended action

Check the UTR on the original bank statement; if it is a typo confirming the same transaction, approve the match, otherwise reject it.

Requires human reviewConfidence 81%· Cites 3 evidence ids, all verified to be in the bundle

Evidence records

Read-only source records involved in this exception.

Bank statement linebnk_000194

txn date: 2026-10-21
narration: NEFT CR-AXISN26294239-GATEWAY SETTLEMENTS PVT LTD-SETTL MIDG3NF3BFV2PY
credit: ₹65,949.06
debit: ₹0.00
balance: ₹1,55,03,098.96

Settlementsetl_9kAIAxmmHHpVt3

utr: AXISN26294239504
amount: ₹65,949.06
settled at: 2026-10-21
created at: 2026-10-21T09:05:00+05:30
item count: 17
fee total: ₹1,178.45
gst total: ₹212.15

Rule trace

The deterministic rule that fired and what it saw.

{
  "rule": "stage2.fuzzy_suggest",
  "reason": "truncated_utr",
  "best": {
    "settlement_id": "setl_9kAIAxmmHHpVt3",
    "utr": "AXISN26294239504",
    "token": "AXISN26294239",
    "token_source": "narration",
    "distance": null,
    "truncated": true,
    "confidence": 0.8125,
    "amount_equal": true
  },
  "runner_up": null,
  "margin": 0.8125,
  "suggested": {
    "settlement_id": "setl_9kAIAxmmHHpVt3",
    "utr": "AXISN26294239504",
    "token": "AXISN26294239",
    "token_source": "narration",
    "distance": null,
    "truncated": true,
    "confidence": 0.8125,
    "amount_equal": true
  },
  "candidates": [
    {
      "settlement_id": "setl_9kAIAxmmHHpVt3",
      "utr": "AXISN26294239504",
      "token": "AXISN26294239",
      "token_source": "narration",
      "distance": null,
      "truncated": true,
      "confidence": 0.8125,
      "amount_equal": true
    }
  ]
}

Audit history

Append-only. Actor: system, llm or human.

llminvestigation2026-11-03 10:28:57 UTC
source=llm · model=openai/gpt-oss-120b · review_policy_applied=false
systemjournal draft2026-11-03 10:29:17 UTC
applicable=false · reason=SUGGESTED_MATCH needs a matching decision, not a journal entry