Bank ↔ ledger mismatch · material

Ledger receipt disagrees with the bank (open), ₹4,754.87. Rule stage3.receipt_amount_equals_credit; 2 record(s).

₹4,754.87Amount at riskopen1 Oct 2026bank_line bnk_000074

Explanation

Generated from the read-only evidence below. It never changes a match or a record.

Deterministic template · LLM not used

The ledger receipt and the bank credit disagree

MATERIAL: ₹4,754.87.

Recommended action

Correct the ledger receipt so it equals the bank credit.

Requires human reviewConfidence 60%· Cites 2 evidence ids, all verified to be in the bundle

Draft correcting entry

Receipt for bnk_000074 booked in excess of the bank credit

Pending approval · never auto-posted

Account	Debit	Credit
Gateway Settlement Clearing	₹4,754.87
Bank Account		₹4,754.87
Total	₹4,754.87	₹4,754.87

Amounts come from the deterministic engine and always balance. Drafts are stored as pending_approval and are never posted to the ledger.

Evidence records

Read-only source records involved in this exception.

Bank statement linebnk_000074

txn date: 2026-10-01
narration: NEFT/HDFCN26274825671/PGW SETTL/GATEWAY SETTLEMENTS
credit: ₹76,617.80
debit: ₹0.00
balance: ₹62,34,897.19

Ledger entryled_000171

entry date: 2026-10-01
voucher type: Receipt
party: Gateway Settlements Pvt Ltd
amount: ₹81,372.67
reference: HDFCN26274825671
narration: Being Gateway settlement received vide HDFCN26274825671

Rule trace

The deterministic rule that fired and what it saw.

{
  "rule": "stage3.receipt_amount_equals_credit",
  "credit_paise": 7661780,
  "credit_inr": "₹76,617.80",
  "receipt_paise": 8137267,
  "receipt_inr": "₹81,372.67",
  "delta_paise": -475487,
  "delta_inr": "-₹4,754.87"
}

Audit history

Append-only. Actor: system, llm or human.

systeminvestigation2026-11-03 10:31:04 UTC
source=deterministic_fallback · fallback_reason=no_provider · review_policy_applied=false
systemjournal draft2026-11-03 10:31:04 UTC
exception_id=2056481e-f7f0-4653-8f2f-f4398af7ef85 · source=deterministic_fallback · fallback_reason=no_provider · total_paise=475487